Finance without compromise. Without pressure. With results.
Smart financial decisions for families and entrepreneurs.
8 years of practice, 500+ clients, 1,200+ contracts signed. I help people stop overpaying on financial products.
- Years of practice
- 8
- Satisfied clients
- 500+
- Contracts signed
- 1200+
Services
Comprehensive solutions for families and businesses.
-
Mortgages & Loans
Mortgages, refinancing, business loans, leasing, and consumer loans. I negotiate the best terms across banks.
-
Investments & Savings
Investment portfolios matched to your profile, building savings, and pension savings. A strategy that fits your goal.
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Insurance & Protection
Life, accident, property, and business insurance. Policies that actually pay out when you need them.
— How It Works
03
The path to a *smart decision.*
- Step 01
Initial consultation
We meet in person or online to discuss your situation, goals, and options — free and non-binding.
- Step 02
Analysis & comparison
I map your existing contracts and compare offers across banks and insurers. You see the numbers in black and white.
- Step 03
Tailored proposal
I present a tailored solution with clear reasoning. You decide calmly and at your own pace.
- Step 04
Contract execution
I negotiate terms, prepare the paperwork, and walk you through signing. No bureaucracy on your shoulders.
- Step 05
Ongoing service
I monitor the market, review your contracts, and reach out when an adjustment makes sense.
About Me
I am Lukáš Zetocha.
My beginnings in finance started with ordinary people, where I gained extensive experience. I witnessed how people overpaid tens of thousands on financial products — simply because they did not have someone to advise them and negotiate on their behalf.
That was the moment I decided to go my own way. Today, as commercial director, I help families and entrepreneurs across Moravia make smart financial decisions — from mortgages and investments to business loans.
My Values
Fair dealing
Whatever we agree on stands. No hidden fees, no pressure, no promises that cannot be kept.
Human approach
Every client is different. I tailor solutions to your specific situation — not to sales quotas.
Clarity
I explain finance in plain language. You will always know what you are signing, what it costs, and why.
Long-term partnership
My job does not end at signing. I monitor your contracts, watch the market, and reach out when something should be adjusted.
Partneři
Partneři za každým doporučením.
Spolupracuji s bankami a pojišťovnami, které dobře znáte — srovnání je proto reálné, ne vybrané.
In numbers
Results that speak for themselves.
- Satisfied clients
- 500 +
- CZK in arranged loans
- 700 M
- Contracts signed
- 1200 +
— Testimonials
04
What *my clients* say.
Thanks to a thorough and human explanation of the life policy I wanted to set up for my family, Mr Zetocha — recommended by my neighbour — tailored everything to our needs. When the first claim came a few months later, I called him straight away to say thank you — it really does make sense.
Mrs B.
Client, Třinec
Everything we ever agreed on still holds — and that is what I appreciate most. Fair dealing.
Mr H.
Client, Ostrava
Mr Zetocha reviewed my existing contracts and showed me how much I was needlessly overpaying. He explained everything calmly and clearly, with no pressure to sign on the spot. I recommend him to anyone who wants real clarity in their finances.
Client R.
Family client, Moravia
01 How much does the initial consultation cost? +
It is completely free and non-binding. We discuss your situation, goals, and options.
02 What services do you offer? +
Mortgages, business loans, consumer loans, leasing, investments, life and property insurance, pension savings, building savings, and financial planning.
03 Are you an independent advisor? +
Yes. I work with leading Czech banks, insurers, and investment firms — and choose the option that is objectively best for you.
04 Who are your services for? +
I work with families, individuals, and entrepreneurs. Whether you need a mortgage, asset protection, investments, or business financing — I can help.
05 Where are you based? +
I am based in Moravia and serve clients across the Czech Republic. Meetings are in person or online — whichever suits you.
06 How does cooperation work? +
We start with a free consultation, then I prepare an analysis and proposal. After your approval I arrange the contracts and stay in touch long-term.
07 What if I already have a mortgage or insurance from someone else? +
I am happy to review your existing contracts free of charge. In many cases I have saved clients tens or hundreds of thousands just by reviewing old contracts.
08 How can I contact you? +
Phone or e-mail are quickest — see the Contact section. WhatsApp and the website form also work.
Next step
Want clarity in your *finances?*
Get in touch and we will look at your situation together. No commitments. No pressure. Fair dealing — always.
— Calculators
Calculate *your finances.*
Plan your finances with our interactive calculators.
Go to calculators— Contact
Let’s *talk.*
Have a question or want a free consultation? Send me a message and I will get back to you shortly.
- Phone
- +420 731 771 666
- lukas.zetocha@fintg.cz
- Region
- Morava
- Response time
- Within 24 hours